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NARSP Member Benefits
Nebraska Association of Retired School Personnel has endorsed Association Member Benefits Advisors to provide the following supplemental benefits for its membership.
DENTAL & VISION INSURANCE
NARSP members have access to group dental and vision plans. These plans have been negotiated for our members and provide excellent benefits at group rates. Click here for more information and enrollment forms.
LONG TERM CARE/HOME HEALTH CARE INSURANCE
AMBA will build a Long Term Care policy to match your own individual needs; you select the daily benefit amount, elimination period, and benefit period which best suits your needs for care. The Long Term Care Policy features include: no prior hospital stay and no waiting period for pre-existing conditions.
CANCER FIRST DIAGNOSIS INSURANCE
The Cancer First Diagnosis plan pays money directly to you in one lump sum payment upon first diagnosis of internal cancer or malignant melanoma. You can select the lump sum payment of $10,000 to $50,000 that best fits your needs. This policy pays in addition to any other existing coverage you may have. In some states, with the return of premium option, if you do not need the protection for twenty years, 100% of all your premiums paid will be returned to you and you still keep the protection.
MEDICARE SUPPLEMENT INSURANCE
Medicare pays for some, but not all, of the health care expenses for people age 65 and over. Medicare Supplement Insurance is designed to help with your out-of-pocket health care costs by paying for some of these expenses depending on the plan you select to meet your personal needs and budget. You have the freedom of choice to select the doctors, hospitals, and clinics that you want, and you will never be cancelled because of age or health. You can select from Plans A, B, C, D, F and G. All benefits are paid in addition to any other existing coverage you may have.
FIRST DIAGNOSIS HEART ATTACK & FIRST MAJOR HEART SURGERY POLICY
Upon first diagnosis of a heart attack, this plan pays in one lump sum benefits of $10,000 to $50,000 directly to you. If First Major Heart Surgery is performed prior to the payment of the First Diagnosis Heart Attack benefit, the policy will pay a First Major Heart Surgery benefit equal to 20% of the First Diagnosis Heart Attack benefit that you selected. Premiums do not increase with age.
FINAL EXPENSE WHOLE LIFE INSURANCE
You can have peace of mind knowing that your premiums are guaranteed never to increase and your coverage is guaranteed never to decrease. Your cash values are accumulated on a tax-deferred basis. Death benefits paid to your beneficiary are tax free.
ACCIDENT EXPENSE INSURANCE POLICY
Unintentional injuries are the leading cause of death for persons ages 1 to 38 and the 5th leading cause of death overall. The accident policy protects you in 8 ways: ambulance, medical expenses, hospital expenses, intensive care, physical therapy, family lodging and transportation, accidental death, and dismemberment. This policy does not pay losses resulting from sickness.
TAX-DEFERRED ANNUITY
AMBA offers a Single Premium Tax-Deferred solution for your retirement featuring tax-deferred accumulation of interest, guaranteed competitive interest rate, multiple payout options, income you won’t outlive, and a nursing home waiver.
GRAND CIRCLE TRAVEL-GROUP TRAVEL
AMBA offers “Group Tours” for worldwide discovery at extraordinary value. Your group buying power gives you the best rates on airfares, hotels, tours, and cruises. With 46 years in the travel industry, Grand Circle Travel offers the most complete vacation packages. For information about tours, visit www.gct.com then click on “Our Trips”. When making reservations, please call 800.321.2835 and reference AMBA Group 3082 Service Code GGR3.082.
» Click here for more NARSP member benefits...
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